Private Lending Made Simple
Fast Funding for Borrowers. Passive Income for Private Lenders.
About All Bay Mortgage
10+
Years of
experience
who we are, what we do
Your Trusted Partner in Private Real Estate Lending
All Bay Mortgage is a California-based direct private lender focused on providing fast, flexible capital for real estate investors — and income opportunities for private capital partners.
We specialize in short-term construction loans for fix-and-flip projects, bridge financing, and other non-owner-occupied real estate. Our underwriting is asset-based, allowing us to move and close loans quickly.
We also work with private investors seeking consistent passive returns backed by real estate. Our team structures and manages each loan, giving capital partners a way to participate in secured lending opportunities without having to source or manage deals themselves.
Whether you're a real estate investor seeking funding or an individual looking to invest in private lending, All Bay Mortgage is your trusted partner.
Fast Approvals
Competitive Returns
Transparent Process
Need Fast Capital for Your Next Investment Property?
We fund fix-and-flips and bridge deals. Close quickly with asset-based underwriting and flexible terms.
Borrower
Up to 85% LTC / 70% ARV; 12–24 month terms; Single-family, multi-family, and mixed-use.
Low-interest rates, fast approval
Earn Passive Income Secured by Real Estate
Partner with All Bay Mortgage to fund private real estate loans and earn steady returns backed by physical property. We originate and manage every loan — you earn interest.
Investor
Predictable annual returns; Short-term duration of 12-24 months; Secured by first- and second-position liens;
Flexible funding, maximize ROI
TRUSTED BY
Alex R., Real Estate Investor
Finding fast funding for my investment properties used to be a hassle. All Bay Mortgage made it seamless—flexible terms, quick approval, and no unnecessary red tape. I secured my fix-and-flip loan and closed in days, not weeks!
Robert W., Private Investor
I wanted a secure way to grow my wealth without constantly managing deals. All Bay Mortgage structured everything for me—passive income, real estate-backed security, and reliable returns. It’s the smartest investment I’ve made!
© Copyright All Bay Mortgage 2025. All rights reserved.
All Bay Mortgage provides private lending services in accordance with California law. Lending opportunities are offered to accredited investors only and are not guaranteed. Past performance does not indicate future results. Loans are secured by real estate assets and subject to borrower performance and market conditions. All investments carry risk.
For informational purposes only. This is not an offer to sell or a solicitation to buy securities. Please review all offering documents carefully before investing.